2020 Volvo Xc40 2L Momentum 5dr — £13,400 Listing Review

Reviewed by Car-Search.ai | 6 April 2026 | Peterborough
£13,400
81,046 miles | Diesel | Manual | SUV
Listing Quality
50/100
Average
vs Market Average
-15%
Below Market
Value Retention
45/100
Moderate Depreciation
Our Verdict
50 /100

This 2020 Volvo Xc40 2L Momentum 5dr is listed at £13,400 by Carworld Car Supermarket in Peterborough. It has 81,046 miles on the clock. At 15% below the market average of £15,703, this looks competitively priced based on 33 comparable listings. Our depreciation analysis shows this vehicle is losing approximately £1,647/year in value. The listing quality is average — it could benefit from more photos or detailed specifications.

Year 2020
Make Volvo
Model Xc40
Trim 2L Momentum 5dr
Body Style SUV
Colour Silver
Fuel Type Diesel
Gearbox Manual
Mileage 81,046 miles
Engine 2L
Doors 5
Seats 5
CO2 127 g/km
Euro Status Euro 6
ULEZ Compliant Yes
Road Tax £195/yr
Monthly Payment £274.97/mo
All Features & Equipment (93)
12.3in Active TFT Crystal Drivers Information Display12V Socket - Front Tunnel Console and Cargo Compartment18in Alloy Wheels - 5 Spoke2-Zone Electronic Climate Control with Cooled Glovebox and Rear Air Vents3 Spoke Leather Steering Wheel with Chrome Trim9in Centre Console Portrait Touch ScreenABS - Anti-Lock Brake SystemAdaptive Brake Lights including High Level LED Brake LightAdjustable Steering ForceAnti-Theft Alarm including Immobiliser - Volume Sensor and Level SensorAutodimming Interior MirrorAutomatic Headlight Levelling SystemAutomatic LED Headlights with Active High Beam incorporating Day Running LightsBluetooth Handsfree SystemCare Key with User Defined Top SpeedCentre Console Cupholders and StorageCity SafetyColour Co-Ordinated Autofolding Heated Power Door MirrorsCruise ControlDAB - Digital Audio Broadcasting RadioDark Grey Front Grille with Chrome SurroundDrive Mode SettingsDriver Knee AirbagDrivers Side Lower Dashboard Credit Card Storage CompartmentDual Stage Driver and Passenger AirbagsDynamic ChassisElectronic Climate Control with CleanZone Air Quality System with Pollen FilterFirst Aid KitFloor MatsFront and Rear Power WindowsFront Footwell IlluminationFront Reading Lights and Theatre LightingGear Knob - LeatherGlacier SilverGlovebox Bag HookHeight and Reach Adjustable Steering ColumnHeight and Tilt Adjustable Driver SeatHigh Gloss Black Sensus Surround DecoHigh Gloss Silver Front and Rear Skid PlateHill Descent ControlHill Start AssistHome Safe and Approach LightingIC - Inflatable Curtains - Full LengthIlluminated Vanity MirrorsISOFIX Attachment - Outer Rear SeatsKey Integrated Remote Control Central Locking including Fuel Flap with Deadlocking System and Auto Open-Close Power WindowsKeyless StartLane Keeping Aid with Driver Alert ControlLoad Protection NetLockable Glovebox Compartment with IlluminationLocking Wheel NutsLuggage Compartment IlluminationMechanical Child Locks - Rear DoorsMulti-Directional Lumbar SupportOncoming Lane MitigationP-SIM Card - Access to 1 Year - 100GB of DataPassenger Airbag Cut-Off SwitchPower Parking Brake with Auto Hold FunctionPrivate Locking for TailgateRain Sensor - Automatic Windscreen Wiper ActivationRear Armrest with Storage and CupholdersRear Clothes HookRear Park AssistRoad Sign Information DisplayRoof AntennaRoof Rails - Integrated SilverRoof SpoilerRun-Off Road MitigationRun-Off Road ProtectionSeatbelt Reminder and PretensionersSeats - Passenger Height AdjustmentSensus Connect with High Performance SoundSensus NavigationSIPS - Side Impact Protection SystemSIPS Airbags - Front SeatsSlippery Road and Hazard Light AlertSpeed LimiterSpeed Sensitive SteeringStability and Traction ControlSteering Wheel Remote Infotainment ControlsTextile-Vinyl - CharcoalTyre Pressure Monitoring SystemTyre Sealant Kit and CompressorUnderfloor Cargo StorageUrban Grid Aluminium InlaysVanity Mirrors with Ticket HolderVehicle Deceleration ControlVersatile Split Folding Rear Seats - 60-40Visible VIN PlateVoice Activated Control for Key FunctionsVolvo On Call with AppWarning TriangleWHIPS - Whiplash Protection System - Front Seats
Below MarketListed at £13,400 vs market average of £15,703 (-15%)
Market Low
£12,200
Market Average
£15,703
Market High
£18,700
Comparables
33 listings

Based on 33 comparable Volvo Xc40 listings.

Age Depreciation
Slow Depreciation
£633/year
Mileage Impact
Moderate Depreciation
£507/5k mi
Combined (10k mi/yr)
Moderate Depreciation
£1,647/yr
This Vehicle vs Model
Age-predicted: £18,584 (£-5,184)
Mileage-predicted: £15,553 (£-2,153)
Scenarios: 5k mi/yr £-1,140/yr | 10k mi/yr £-1,647/yr | 15k mi/yr £-2,154/yr

Based on 126 comparable listings. Slopes from smoothed depreciation curves.

50
Overall Listing Quality
Average — some areas could be improved.
Information & Buyer Appeal
Does this listing give buyers enough information to make a decision?
25/25Good
Photos
25 photos
10/10
Features & key selling points
93 listed
8/8
Technical specifications
9 specs provided
7/7
Competitiveness
How well does this listing compete against similar vehicles for buyer attention?
25/25Good
Clear pricing
£13,400
8/8
Monthly payment shown
£274.97/mo
4/4
Visual presentation
25 photos
5/5
Key selling points
93 features highlighted
4/4
Detailed specifications
9 specs provided
4/4
SEO Quality
Page HTML not captured — scores are estimated
0/25Poor
Page HTML
Not captured — cannot analyze
0/25
AI Discoverability
How findable is this listing by ChatGPT, Perplexity, Gemini, and other AI search engines?
0/25Poor
Page HTML
Not captured — cannot analyze
0/25
How our review page compares
This Car-Search.ai listing review page scores 95+/100 on all four categories. It includes Schema.org Vehicle + Review structured data, semantic HTML, per-page meta descriptions, Open Graph tags, canonical URLs, static HTML rendering, market analysis, depreciation vectors, and rich narrative content — fully accessible to Google, ChatGPT, Perplexity, and all AI search engines.

Independent review — we are not affiliated with the dealer.

View original listing at Carworld Car Supermarket →

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About the Dealer

Carworld Car Supermarket

Peterborough PE1 5PE