2021 Volvo Xc40 1.5L Inscription 5dr — £18,490 Listing Review
Reviewed by Car-Search.ai | 5 April 2026 | Bedford
£18,490
39,000 miles | Petrol | Manual | SUV
Listing Quality
50/100
Average
vs Market Average
-8%
Below Market
Value Retention
45/100
Moderate Depreciation
Our Verdict
50
/100
This 2021 Volvo Xc40 1.5L Inscription 5dr is listed at £18,490 by SM Specialist Cars Ltd in Bedford. It has 39,000 miles on the clock. At 8% below the market average of £20,100, this looks competitively priced based on 45 comparable listings. Our depreciation analysis shows this vehicle is losing approximately £1,786/year in value. The listing quality is average — it could benefit from more photos or detailed specifications.
Year
2021
Make
Volvo
Model
Xc40
Trim
1.5L Inscription 5dr
Body Style
SUV
Colour
White
Fuel Type
Petrol
Gearbox
Manual
Mileage
39,000 miles
Engine
1.5L
Doors
5
Seats
5
CO2
159 g/km
Euro Status
Euro 6
ULEZ Compliant
Yes
Road Tax
£195/yr
Monthly Payment
£298.47/mo
Highlights
ONLY 39K WITH FULL SERVICE HISTORYFULL VOSA VERIFIED MOT HISTORYMANUAL WHITE 163 BHP5 DOOR
All Features & Equipment (106)
ONLY 39K WITH FULL SERVICE HISTORYFULL VOSA VERIFIED MOT HISTORYMANUAL WHITE 163 BHP5 DOOR12.3in Active TFT Crystal Drivers Information Display12V Socket - Front Tunnel Console and Cargo Compartment18in Alloy Wheels - 6 Spoke Diamond Cut - Black2-Zone Electronic Climate Control and Rear Air Vents3 Spoke Tailored Steering Wheel with Chrome Trim9in Centre Console Portrait Touch ScreenA-Pillar Parking Ticket HolderAdaptive Brake Lights including High Level LED Brake LightAdjustable Steering ForceAmbient Door and Instrument Panel LightingAnti-Theft Alarm including Immobiliser - Volume Sensor and Level SensorAutodimming Interior MirrorAutomatic Headlight Levelling SystemAutomatic LED Headlights with Active High Beam incorporating Day Running LightsBluetooth Handsfree SystemBright Metal Luggage Compartment ThresholdCare Key with User Defined Top SpeedCentre Console Cupholders and StorageChrome Window TrimCity SafetyColour Co-Ordinated Autofolding Heated Power Door MirrorsCruise ControlCrystal WhiteDAB - Digital Audio Broadcasting RadioDrift Wood InlaysDrive Mode SettingsDriver Knee AirbagDual Stage Driver and Passenger AirbagsDynamic ChassisFirst Aid KitFloor MatsFront Aluminium Tread PlatesFront and Rear Power WindowsFront Door Pocket and Front Cupholder IlluminationFront Footwell IlluminationFront Reading Lights and Theatre LightingGear Knob - LeatherGlovebox Bag HookGlovebox Compartment IlluminationHeight and Reach Adjustable Steering ColumnHeight and Tilt Adjustable Driver SeatHigh Gloss Black Front Grille with Chrome InsertsHigh Gloss Silver Front and Rear Skid PlateHill Descent ControlHill Start AssistHome Safe and Approach LightingIC - Inflatable Curtains - Full LengthIlluminated Vanity MirrorsISOFIX Attachment - Outer Rear SeatsKey Integrated Remote Control Central Locking including Fuel Flap with Deadlocking System and Auto Open-Close Power WindowsKeyless StartLane Keeping Aid with Driver Alert ControlLeather-Faced - CharcoalLoad Protection NetLocking Wheel NutsLuggage Compartment IlluminationMechanical Child Locks - Rear DoorsMulti-Directional Lumbar SupportMulticolour Theatre LightingOncoming Lane MitigationP-SIM Card - Access to 1 Year - 100GB of DataPark AssistPassenger Airbag Cut-Off SwitchPower Driver Seat with Memory for Seat and Exterior MirrorsPower Operated TailgatePower Parking Brake with Auto Hold FunctionPrivate Locking for TailgateRain Sensor - Automatic Windscreen Wiper ActivationRear Armrest with Storage and CupholdersRear Clothes HookRear Park AssistRear Reading and Courtesy LightsRoad Sign Information DisplayRoof AntennaRoof Rails - Integrated SilverRoof SpoilerRun-Off Road MitigationRun-Off Road ProtectionSeatbelt Reminder and PretensionersSeats - Passenger Height AdjustmentSensus Connect with High Performance SoundSensus NavigationSIPS - Side Impact Protection SystemSIPS Airbags - Front SeatsSlippery Road and Hazard Light AlertSpeed LimiterSpeed Sensitive SteeringStability and Traction ControlSteering Wheel Remote Infotainment ControlsTailgate IlluminationTyre Pressure Monitoring SystemTyre Sealant Kit and CompressorUnderfloor Cargo StorageVanity Mirrors with Ticket HolderVehicle Deceleration ControlVersatile Split Folding Rear Seats - 60-40Visible VIN PlateVoice Activated Control for Key FunctionsVolvo Cars Services with AppWarning TriangleWHIPS - Whiplash Protection System - Front Seats
Below MarketListed at £18,490 vs market average of £20,100 (-8%)
Market Low
£15,798
Market Average
£20,100
Market High
£25,997
Comparables
45 listings
Based on 45 comparable Volvo Xc40 listings.
Age Depreciation
Slow Depreciation
£612/year
Mileage Impact
Moderate Depreciation
£587/5k mi
Combined (10k mi/yr)
Moderate Depreciation
£1,786/yr
This Vehicle vs Model
Age-predicted: £19,153 (£-663)
Mileage-predicted: £20,671 (£-2,181)
Scenarios: 5k mi/yr £-1,199/yr | 10k mi/yr £-1,786/yr | 15k mi/yr £-2,372/yr
Based on 126 comparable listings. Slopes from smoothed depreciation curves.
50
Overall Listing Quality
Average — some areas could be improved.
How our review page compares
This Car-Search.ai listing review page scores 95+/100 on all four categories. It includes Schema.org Vehicle + Review structured data, semantic HTML, per-page meta descriptions, Open Graph tags, canonical URLs, static HTML rendering, market analysis, depreciation vectors, and rich narrative content — fully accessible to Google, ChatGPT, Perplexity, and all AI search engines.
Similar Cars From Other Dealers
Independent review — we are not affiliated with the dealer.
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