2020 Volvo Xc90 — £31,400 Listing Review

Reviewed by Car-Search.ai | 16 April 2026 | Peterborough, Cambridgeshire
£31,400
97,121 miles | Petrol Plug-In Hybrid | Automatic | Suv
Listing Quality
50/100
Average
vs Market Average
+55%
Above Market
Value Retention
80/100
Holding Value
Our Verdict
50 /100

This 2020 Volvo Xc90 is listed at £31,400 by MF Motors in Peterborough. It has 97,121 miles on the clock. At 55% above the market average of £20,233, this is priced on the higher side compared to 8 similar listings. Our depreciation analysis shows this vehicle is losing approximately £318/year in value. The listing quality is average — it could benefit from more photos or detailed specifications.

Year 2020
Make Volvo
Model Xc90
Body Style Suv
Colour Grey
Fuel Type Petrol Plug-In Hybrid
Gearbox Automatic
Mileage 97,121 miles
Engine 2L
Doors 5
Seats 7
CO2 74 g/km
Euro Status Euro 6
ULEZ Compliant Yes
Road Tax £620/yr
Battery Range 23 miles
Monthly Payment £631.4/mo
All Features & Equipment (133)
12.3in Active TFT Crystal Drivers Information Display12v Socket22in Alloy Wheels - 5-Double-Spoke Diamond Cut-Matt Black22in Alloy Wheels - 6 Double Spoke Diamond Cut-Matt Black2nd Row Centre Armrest with Storage and Cupholders3rd Row Air Conditioning4-Zone Electronic Climate Control and Cooled Glovebox4.5m Charge Cable with 3 Pin Plug9in Centre Console Portrait Touch ScreenA-Pillar Parking Ticket HolderActive Bending Headlights with Adaptive Shadow TechnologyActive Four-C Chassis SystemAdaptive Brake Lights including High Level LED Brake LightAdjustable Steering ForceAmbient Door and Instrument Panel LightingAnti-Theft Alarm including Immobiliser - Volume Sensor and Level SensorAuto Dimming Interior and Exterior MirrorsAutofolding Heated Power Door MirrorsAutomatic Headlight Levelling SystemAutomatic LED Headlights with Active High Beam incorporating Day Running LightsAuxillary Fuel-Fired HeaterB-Pillar VentilationBlack HeadliningBluetooth Handsfree SystemBright Metal Luggage Compartment ThresholdCargo Divider with Grocery Bag HolderCentre Console Cupholders and StorageCharge Cable BagCity SafetyDAB - Digital Audio Broadcasting RadioDark Tinted Windows - Rear Side Windows and Cargo AreaDrive Mode SettingsDriver Knee AirbagDrivers Side Lower Dashboard Storage CompartmentDual Integrated Exhaust Pipes with High Gloss Black SurroundDual Stage Driver and Passenger AirbagsElectric Rear Axle DriveFirst Aid KitFront and Rear Door Pocket and Front Cupholder IlluminationFront and Rear Park AssistFront and Rear Power WindowsFront and Rear Reading Lights - Theatre Lighting and Centre Armrest Storage IlluminationFront Footwell and Side Step IlluminationFront Seat Cushion ExtensionsHandsfree Tailgate Opening-ClosingHead-Up Display in WindscreenHeadlight Cleaning SystemHeated Front SeatsHeated Steering WheelHeated Windscreen Washer NozzlesHeight and Reach Adjustable Steering ColumnHigh Gloss Black Deco Lower Front BumperHigh Gloss Black Door Mirrors and Window SurroundHigh Gloss Black Mesh Front Grille with Silk Metal SurroundHill Descent ControlHill Start AssistHome Safe and Approach LightingIC - Inflatable Curtains - Full LengthIlluminated Front and Rear R-Design Tread PlatesIlluminated Vanity Mirrors with Ticket HolderIntegrated Sun Curtains - Rear DoorsIntellisafe Assist - Pilot Assist and Adaptive Cruise ControlIntellisafe SurroundISOFIX AttachmentKey Integrated Remote Control Central Locking including Fuel Flap with Deadlocking System and Auto Open-Close Power WindowsKeyless Drive with Remote TagKeyless StartLane Keeping Aid with Driver Alert ControlLoad Protection NetLockable Glovebox Compartment with IlluminationLocking Wheel NutsLuggage Compartment IlluminationMechanical Child Locks - Rear DoorsMetal Mesh InlaysMulti-Directional Lumbar SupportMulticolour Theatre LightingNappa Leather Key Integrated RemoteNappa Soft Leather Perforated Contour Sports - CharcoalOncoming Lane MitigationOutboard Armrest with Cupholder and Storage for Third Row PassengersP-SIM Card - Access to 1 Year - 100GB of DataPark Assist Pilot - Automatic Parallel and 90 Degree ParkingParking Camera 360 Surround ViewPassenger Airbag Cut-Off SwitchPower Driver Seat with Lumbar Support and Memory for Seat and Exterior MirrorsPower Glass Tilt and Slide Panoramic Sunroof with Sun CurtainPower Operated TailgatePower Parking Brake with Auto Hold FunctionPower Passenger Seat with Lumbar SupportPrivate Locking for Glovebox and TailgatePuddle LightsRain Sensor - Automatic Windscreen Wiper ActivationRear Footwell and Side Step IlluminationRear Park Assist CameraRecharging Port Located in Nearside Front WingRoad Sign Information DisplayRoof AntennaRoof Rails - Integrated High Gloss BlackRoof SpoilerRun-Off Road MitigationRun-Off Road ProtectionSeatbelt Reminder and PretensionersSemi-Automatic Load CoverSensus Connect with High Performance SoundSensus Connect with Premium Sound by Bowers and WilkinsSensus NavigationSIPS - Side Impact Protection SystemSIPS Airbags - Front SeatsSlippery Road and Hazard Light AlertSpeed LimiterSpeed Sensitive SteeringSports Floor MatsSports Leather Gear KnobSports PedalsSports Steering Wheel with Gear Shift PaddlesStability and Traction ControlSteering Wheel Remote Infotainment ControlsTailgate IlluminationTailored Instrument Panel and Door Tops with Contrast StitchingThree 2nd Row Individual Folding Passenger Seats with Fore-Aft AdjustmentTransmission - Manual Change FunctionsTwo 3rd Row Individual Folding Passenger SeatsTyre Pressure Monitoring SystemTyre Sealant Kit and CompressorUnderfloor Cargo StorageVehicle Deceleration ControlVisible VIN PlateVoice Activated Control for Key FunctionsVolvo On Call with AppWarning TriangleWHIPS - Whiplash Protection System - Front SeatsWinter Pack with Head-Up DisplayXenium Pack
Above MarketListed at £31,400 vs market average of £20,233 (+55%)
Market Low
£7,345
Market Average
£20,233
Market High
£25,490
Comparables
8 listings

Based on 8 comparable Volvo Xc90 listings.

Age Depreciation
Moderate Depreciation
£1,872/year
Mileage Impact
Strong Appreciation
£777/5k mi
Combined (10k mi/yr)
Holding Value
£318/yr
This Vehicle vs Model
Age-predicted: £30,502 (+£898)
Mileage-predicted: £19,604 (+£11,796)
Scenarios: 5k mi/yr £-1,095/yr | 10k mi/yr £-318/yr | 15k mi/yr £459/yr

Based on 85 comparable listings. Slopes from smoothed depreciation curves.

50
Overall Listing Quality
Average — some areas could be improved.
Information & Buyer Appeal
Does this listing give buyers enough information to make a decision?
25/25Good
Photos
47 photos
10/10
Features & key selling points
133 listed
8/8
Technical specifications
9 specs provided
7/7
Competitiveness
How well does this listing compete against similar vehicles for buyer attention?
25/25Good
Clear pricing
£31,400
8/8
Monthly payment shown
£631.4/mo
4/4
Visual presentation
47 photos
5/5
Key selling points
133 features highlighted
4/4
Detailed specifications
9 specs provided
4/4
SEO Quality
Page HTML not captured — scores are estimated
0/25Poor
Page HTML
Not captured — cannot analyze
0/25
AI Discoverability
How findable is this listing by ChatGPT, Perplexity, Gemini, and other AI search engines?
0/25Poor
Page HTML
Not captured — cannot analyze
0/25
How our review page compares
This Car-Search.ai listing review page scores 95+/100 on all four categories. It includes Schema.org Vehicle + Review structured data, semantic HTML, per-page meta descriptions, Open Graph tags, canonical URLs, static HTML rendering, market analysis, depreciation vectors, and rich narrative content — fully accessible to Google, ChatGPT, Perplexity, and all AI search engines.

Independent review — we are not affiliated with the dealer.

View original listing at MF Motors →

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About the Dealer

MF Motors

Peterborough, Cambridgeshire PE7 8JA