2020 Volvo Xc40 2L D3 Momentum 5dr — £20,925 Listing Review
Reviewed by Car-Search.ai | 5 April 2026 | Bletchley, Milton Keynes
£20,925
29,212 miles | Diesel | Automatic | SUV
Listing Quality
50/100
Average
vs Market Average
-4%
Fair Price
Value Retention
45/100
Moderate Depreciation
Our Verdict
50
/100
This 2020 Volvo Xc40 2L D3 Momentum 5dr is listed at £20,925 by Hilton Car Supermarket in Bletchley. It has 29,212 miles on the clock. Priced in line with the market average of £21,705 based on 35 comparable listings. Our depreciation analysis shows this vehicle is losing approximately £2,271/year in value. The listing quality is average — it could benefit from more photos or detailed specifications.
Year
2020
Make
Volvo
Model
Xc40
Trim
2L D3 Momentum 5dr
Body Style
SUV
Colour
Black
Fuel Type
Diesel
Gearbox
Automatic
Mileage
29,212 miles
Engine
2L
Doors
5
Seats
5
CO2
157 g/km
Euro Status
EURO 6
ULEZ Compliant
Yes
Road Tax
£195/yr
Monthly Payment
£328.9/mo
All Features & Equipment (104)
12.3in Active TFT Crystal Drivers Information Display12V Socket - Front Tunnel Console and Cargo Compartment18in Alloy Wheels - 6 Spoke Diamond Cut - Black2-Zone Electronic Climate Control with Cooled Glovebox and Rear Air Vents3 Spoke Leather Steering Wheel with Chrome Trim9in Centre Console Portrait Touch ScreenABS - Anti-Lock Brake SystemAdaptive Brake Lights including High Level LED Brake LightAdjustable Steering ForceAmbient Door and Instrument Panel LightingAnti-Theft Alarm including Immobiliser - Volume Sensor and Level SensorAutodimming Interior MirrorAutomatic Headlight Levelling SystemAutomatic LED Headlights with Active High Beam Incorporating Day Running LightsBluetooth Handsfree SystemBright Metal Luggage Compartment ThresholdCare Key with User Defined Top SpeedCentre Console Cupholders and StorageChrome Window TrimCity SafetyColour Co-Ordinated Autofolding Heated Power Door MirrorsCruise ControlDAB - Digital Audio Broadcasting RadioDrift Wood InlaysDrive Mode SettingsDriver Knee AirbagDrivers Side Lower Dashboard Credit Card Storage CompartmentDual Stage Driver and Passenger AirbagsDynamic ChassisElectronic Climate Control with CleanZone Air Quality System with Pollen FilterFirst Aid KitFront Aluminium Tread PlatesFront and Rear Power WindowsFront Door Pocket and Front Cupholder IlluminationFront Footwell IlluminationFront LED FoglightsFront Reading Lights and Theatre LightingFront Tunnel Net Pocket and Integrated Waste BinGlovebox Bag HookHeight and Reach Adjustable Steering ColumnHeight and Tilt Adjustable Driver SeatHigh Gloss Black Front Grille with Chrome InsertsHigh Gloss Centre Tunnel DecoHigh Gloss Silver Front and Rear Skid PlateHill Descent ControlHill Start AssistHome Safe and Approach LightingIC - Inflatable Curtains - Full LengthIlluminated Vanity MirrorsISOFIX Attachment - Outer Rear SeatsKey Integrated Remote Control Central Locking including Fuel Flap with Deadlocking System and Auto Open-Close Power WindowsKeyless StartLane Keeping Aid with Driver Alert ControlLoad Protection NetLockable Glovebox Compartment with IlluminationLocking Wheel NutsLuggage Compartment IlluminationLuxury Floor MatsMechanical Child Locks - Rear DoorsMulti-Directional Lumbar SupportMulticolour Theatre LightingOncoming Lane MitigationOrrefors Crystal Gear Lever KnobP-SIM Card - Access to 1 Year - 100GB of DataPark AssistPassenger Airbag Cut-Off SwitchPower Driver Seat with Memory for Seat and Exterior MirrorsPower Operated TailgatePower Parking Brake with Auto Hold FunctionPrivate Locking for TailgateRain Sensor - Automatic Windscreen Wiper ActivationRear Armrest with Storage and CupholdersRear Clothes HookRear Park AssistRear Reading and Courtesy LightsRoad Sign Information DisplayRoof AntennaRoof Rails - Integrated SilverRoof SpoilerRun-Off Road MitigationRun-Off Road ProtectionSeatbelt Reminder and PretensionersSeats - Passenger Height AdjustmentSensus Connect with High Performance SoundSensus NavigationSIPS - Side Impact Protection SystemSIPS Airbags - Front SeatsSlippery Road and Hazard Light AlertSpeed LimiterSpeed Sensitive SteeringStability and Traction ControlSteering Wheel Remote Infotainment ControlsTailgate IlluminationTyre Pressure Monitoring SystemTyre Sealant Kit and CompressorUnderfloor Cargo StorageVanity Mirrors with Ticket HolderVehicle Deceleration ControlVersatile Split Folding Rear Seats - 60-40Visible VIN PlateVoice Activated Control for Key FunctionsVolvo On Call with AppWarning TriangleWHIPS - Whiplash Protection System - Front Seats
At MarketListed at £20,925 vs market average of £21,705 (-4%)
Market Low
£15,995
Market Average
£21,705
Market High
£26,995
Comparables
35 listings
Based on 35 comparable Volvo Xc40 listings.
Age Depreciation
Slow Depreciation
£633/year
Mileage Impact
Moderate Depreciation
£819/5k mi
Combined (10k mi/yr)
Moderate Depreciation
£2,271/yr
This Vehicle vs Model
Age-predicted: £18,584 (+£2,341)
Mileage-predicted: £21,847 (£-922)
Scenarios: 5k mi/yr £-1,452/yr | 10k mi/yr £-2,271/yr | 15k mi/yr £-3,091/yr
Based on 126 comparable listings. Slopes from smoothed depreciation curves.
50
Overall Listing Quality
Average — some areas could be improved.
How our review page compares
This Car-Search.ai listing review page scores 95+/100 on all four categories. It includes Schema.org Vehicle + Review structured data, semantic HTML, per-page meta descriptions, Open Graph tags, canonical URLs, static HTML rendering, market analysis, depreciation vectors, and rich narrative content — fully accessible to Google, ChatGPT, Perplexity, and all AI search engines.
Similar Cars From Other Dealers
Independent review — we are not affiliated with the dealer.
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